Residential Remortgage
When it comes to remortgaging your home the amount of options can be confusing. When should I start looking at options? Where do I start looking? Should I stay with my current bank? These are all questions we can help you answer.
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If your mortgage is approaching the end of it's initial fixed period and you would like to review your remortgage options or perhaps you would like to raise some capital, we would be delighted to help you find your new mortgage deal.
There are a number of options when you look to remortgage your home depending on the reasoning, for example;
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Remortgage to a new bank
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Stay with your existing lender and complete what is called a product transfer
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Further advance with your existing provider
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We will compare the options of staying with your existing lender to moving to a new provider with the aim of finding the most suitable option based on your individual needs and circumstances.
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​YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.
Have you checked your credit rating?
As part of a mortgage application lenders will typically review your credit profile to see if you meet their requirements. We recommend independently checking your credit report as early as possible so that we can be fully informed when considering the most appropriate lender.
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Follow the link below to be taken to checkmyfile where you can review your credit report or click read more to get more information