Mortgage rates are back in the headlines, and if your current deal ends in 2026, this is a sensible time to review your options. Over recent days, lenders have repriced products and withdrawn mortgage deals as markets react to renewed inflation concerns and wider global uncertainty. Reporting this week says the average two-year fixed mortgage rate has risen to around 5.43%, while more than 500 products have been pulled from the market. The Bank of England has also kept Bank R

Once you own a home, it is easy to put everything on autopilot. Your mortgage ticks along, insurance renews automatically and paperwork stays filed away. But over time, small details can drift out of line with your circumstances, sometimes without you realising. As we move through 2026, there are a few sensible checks worth making. Not because anything is necessarily wrong, but because life changes, costs move on and reviewing things occasionally can help avoid surprises late

The Bank of England base rate is currently 4.0%, having fallen from a peak of 5.25% over the past year 1 . While this downward trend has...

There’s some potentially good news on the horizon for homeowners and aspiring buyers: the Financial Conduct Authority (FCA) is...